Your Massachusetts Bicycle Accident Attorneys

We are the Boston, MA Bicycle Accident Lawyers to Represent You With Respect to Your Bicycle Accident Claim.

Providing Excellent Legal Counsel to Bicycle Accident Clients All Over Massachusetts.

For a FREE CONSULTATION About Your Bicycle Accident Claim,
Call (617) 787-3700 today!

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Are You Fully Protected? Call Our Boston Bicycle Injuries Lawyer Experts at 617-787-3700. Our Massachusetts Bike Accident Attorneys Are Available 24/7 to Take Your Call. You Can Also Email Our Boston Lawyers at

Insurance Issues:

The best way for a bicyclist to physically protect himself or herself from bicycle accidents is to know and adhere to the rules of the road. A bicyclist should also wear the proper safety gear, including a helmet and any reflective wear, to avoid serious injury and increase his or her visibility.

However, in the case of a bicycle accident, you also need to protect yourself financially. When medical expenses and lost wages resulting from a bicycle accident begin to add up, you could experience financial ruin if you are not properly insured.

Many bicyclists are unaware that the insurance that they buy on their motor vehicle can cover injuries that the bicyclist sustains in a bicycle accident with another motor vehicle.

There are many layers of insurance and possible sources of compensation involved in bicycle accident claims. It can get complicated trying to figure out when and where to submit the appropriate records and other documents among the various insurance carriers.

Call Our Massachusetts Bike Accident Attorneys Right Away at 617-787-3700. If You Have Been Involved in a Massachusetts Bicycle Accident, Our Boston Bicycle Injuries Lawyer Professionals Will Help You. Call Today!

Our team of Boston bicycle accident lawyers at the Law Offices of Gilbert R. Hoy, Jr. and Affiliates is here to help you navigate the complex process involving insurance. We will handle all of your paperwork to make sure that your medical expenses are paid and you receive compensation from all possible sources. Call us today at 617-787-3700 or email us at and let us put you on the path to recovery today.

It is wise to review your accidental injury insurance policy to ensure that you and your family are protected in the event of a bicycle accident. While it is important to consult with a professional auto insurance provider before choosing the best policy for you, we believe in the value of providing bicyclists with information on some of the optional insurance plans available that can allow bicyclists to more fully protect themselves financially in the case of an accident.

All drivers in Massachusetts are required to purchase Personal Injury Protection (PIP). This insurance coverage provides up to $8,000.00 to pay medical bills and lost wages. Bodily Injury Coverage (BI) is also required insurance, and will generally pay up to $40,000 for the injuries you cause to someone else in an accident.

In addition to PIP and BI coverage, bicyclists should protect themselves with additional insurance. The three most important types of insurance that a bicyclist should have as part of his or her auto insurance policy are underinsured motorist coverage, uninsured motorist coverage, and medical payments coverage. They can be added at a minimal cost, and will help you maintain your financial stability in the event that you are injured in a bicycle accident. These coverages apply when you are driving or riding in your motor vehicle or riding your bicycle.

Underinsured Motorists Coverage: This type of insurance coverage takes effect when the at- fault driver’s auto liability insurance is not sufficient to fully pay for your bodily injuries or other damages. This insurance covers the difference between the amount of the bodily injury coverage limit you choose (an insurance required in Massachusetts for all drivers) and the other driver’s bodily injury coverage limit or damage coverage limit.

Uninsured Motorists Coverage: This type of insurance coverage covers you, the insured bicyclist, for your bodily injuries caused by a hit-and-run driver or motor vehicle operator who has no auto liability insurance.

Medical Payments Coverage: Medical payments coverage (Med Pay) pays for your medical expenses when you are hurt in a bicycle accident. While all residents of Massachusetts are required to have health insurance, private and public health insurances may not cover all the medical services you need. Med Pay pays co-pays and deductibles not covered by PIP, in addition to some medical services not covered by your health plan. Claims that can be brought under Med-Pay include all reasonable medical expenses for hospital, surgical, chiropractor, X- ray, physical therapy, dental, professional nursing or prosthetic treatment, in addition to funeral expenses. Med Pay will also pay any medical liens placed on your settlement by an insurance company or medical provider. Medical Payments coverage is no fault, which means that it will cover your expenses even if you caused the accident. Coverage is limited to a specific dollar amount and may be restricted to medical care received within the first few years after the accident.

In the event that you or your loved one are called on the telephone by an insurance company about your bicycle accident injuries, you should not speak with them. You may unintentionally cause damage to your bike crash injury case by doing so. It is essential that you only speak with our Boston, MA bike accident injury lawyers. Our Boston, MA bicycle accident law office will promptly contact the insurance company on your behalf and our Boston, MA bicycle lawyers will take care of all of your needs. Our Massachusetts bicycle injury law firm will also be sure to professionally handle all correspondence associated with your accident.

If you were injured in a bicycle accident and do not own a car or have auto insurance, you may be able to file a claim using the auto insurance policy of a family member in your household.

Our experienced Boston bicycle accident lawyers will help you decide the best way to pursue compensation for your claim. Please call our expert team of Boston bicycle accident lawyers today at 617-787-3700 or email us at


If You Have Been in a Massachusetts Bicycle Accident, Call Our Boston Bicycle Injuries Lawyer Advocates Without Delay. Our Massachusetts Bike Accident Attorneys Are Nationally Recognized Experts and Will Help You Recover Substantial Money Damages. Your Needs Are Our Top Priority!
When You or a Loved One Has Been Injured in a Massachusetts Bicycle Accident, You Need the Help of a Boston Bicycle Accident Lawyer Expert. Our Massachusetts Bike Crash Attorney Specialists Are Available 24/7 at 617-787-3700 or Email Us at









Call Our Boston Bicycle Accident Lawyers Today At 617-787-3700 or Email Our Injury Attorneys At
Our Bicycle Accident Specialists Are Available 24/7.

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Our Boston Bicycle Accident Lawyers and Boston Bicycle Accident Wrongful Death Attorneys Have Obtained Millions of Dollars For
Our Bicycle Accident Clients.
Our Boston Bike Accident Injury Attorneys Are Passionate About Representing Our Bicycle Accident Clients.
Let Our Massachusetts Bicycle Accident Lawyers Put Our Expertise And Skills To Work For You.